Advisory Team

The Advisors are your connection to our team of financial professionals.  They partner with you to understand what is important to you in the present and what you are working towards for the future.  Your Advisor is essential to creating and maintaining your financial plan.  Our Advisors will meet with you face to face in or out of our offices to help guide you through every step in your financial journey.


Robert P. Rose 
Chief Executive Officer & Chairman 
40 Years in the Financial Service Industry

“When people ask what I do, I tell them, that I'm in the relationship business. Building relationships with people is the most important thing to do. Becoming an invaluable part of a client's life is what I enjoy most about the Harbour Trust approach, and I can't think of anything more rewarding.”

A Notre Dame graduate, Bob began his career in June of 1983. Prior to joining Harbour Trust, he was employed by a bank subsidiary responsible for trust and investment management services. There he worked his way from Trust Investment Officer to Executive Vice President and Chief Administrative Officer.

Throughout his career, Mr. Rose has remained a dedicated student of his profession. He has completed courses through The American Institute of Banking, Northwestern University - National Trust School, The American Management Association - The Management Course, and Cannon Financial Institute - Personal Trust Advanced Administration.

Bob is a native of Northwest Indiana where he has invested in future generations as an instructor for Purdue University-North Central and The American Institute of Banking. He has volunteered his leadership skills to several local organizations in the Chicagoland area.


Stephanie K. Oberlie 
President & Chief Operating Officer
29 Years in the Financial Service Industry

Upon graduating from Ball State University in 1994, Stephanie began her career as a Personal Trust officer managing estates, trusts, investment accounts, retirement portfolios, and non-profit accounts. Stephanie is quite accomplished, completing Cannon Financial Institute’s Trust School and earning the Cannon Financial Institute’s Trust School and earning the Certified Trust and Financial Advisor designation from The Institute of Certified Bankers. She has expanded her scope of learning and education to include strategic planning and risk management. Today, she is the President and Chief Operating Officer of Harbour Trust & Investment Management Company, overseeing the divisions of the company and working to execute strategic initiatives throughout the company.

Stephanie was born and raised in Michigan City and currently serves on several not-for-profit boards. As a young child, her family instilled in her the importance of giving back to your community by volunteering your time to affect change. As a result, this has become the cornerstone of her values. She currently serves as a board member of the Duneland Health Council, LaPorte Healthcare Foundation, Unity Foundation of LaPorte County, and past chairperson of the Michigan City Chamber of Commerce Board of Directors and the Economic Development Corporation of Michigan City. She is a member of the La Porte County Unity Foundation Gold Key Society and a past recipient of the Athena Award.

“Witnessing the development of client relationships grow into a trusted partnership is a truly rewarding experience. Joy comes from observing all of our employees committing and delivering service to maintain the level of trust our clients place in us.”


Michael K. Hackett, CFTA, CISP 
Senior Vice President & Director of Personal Trust & Marketing 
30 Years in the Financial Service Industry

After graduating from Ball State University in 1993, Mike began his career in the financial services industry. Prior to joining Harbour Trust in 2001, Mike spent eight years serving as a Personal Trust Administrator with JP Morgan Chase. There, he was responsible for both personal trust and employee benefit accounts.

Mike has successfully completed the Personal Trust School program through Cannon Financial Institute at the University of Notre Dame. He earned the designation of Certified Trust Financial Advisor in 1997 and has enthusiastically worked to maintain this designation. As well as, expand his knowledge of financial planning and investment management. In an effort to further broaden his knowledge of the trust and investment field, Mike successfully passed the CISP exam in 2012 and became a Certified IRA Services Professional through the Institute of Certified Bankers.  He is the Director of Personal Trust at Harbour and serves as head of the IRA Division.

Born and raised in Michigan City, Mike has two daughters and has served 3 terms as president of the Michigan City Rotary Club and as Rotary District 6540 Assistant District Governor. Mike is the acting board President for the Lubeznik Center for the Arts.

“The best compliment I have ever received was in 2009 during the financial crisis when a client told me, ‘I don’t worry about my financial situation because I know that you are taking care of me.’ Giving clients that peace of mind is my greatest pleasure.”


Nathan Cobbs 
Vice President, Director of New Business Development & Wealth Advisor 
21 Years in the Financial Service Industry

Nathan began his career in 2003 after graduating from Purdue University’s Krannert School of Management with a BS in Economics. Prior to joining Harbour Trust in 2012, Nate was an Investment Advisor, Investment Portfolio Manager and Trust Officer. His entire career has been dedicated to advising and helping clients. Nate prides himself on maintaining a current awareness of changes within the wealth management industry. A lifelong Chesterton resident, Nate feels strongly about giving back to his community and has served on numerous non-profits over the last 20 years. Nate currently sits on the Board of Directors for Jacob’s Ladder Pediatric Rehab and is also a member of the Chesterton-Porter Rotary Club, where he has dedicated time over the last 15 years as past President and Assistant District Governor. Additionally, Nate is a past member of the Purdue Alumni Association Board of Directors, where he served on the finance committee for eight years. Nate was honored in The Times of Northwest Indiana’s 2019 “20 Under 40” class. This prestigious award is presented to young professionals who impact their community and have become key business leaders contributing to the development and growth of Northwest Indiana.

Nate and his wife, Karen, have a daughter and son. They are co-authors of “Rosie Posie has Super Senses” and founded Rosie Posie Books to assist children and families with special needs. Their cheerful picture book is based on his daughter’s sensory extremes with Autism during the early years and provides coping techniques to improve quality of life. In his spare time, Nathan enjoys spending time with his family, watching sports, and studying the stock market. “At Harbour Trust, everything begins and ends with the client. I have found tremendous satisfaction in helping clients plan for their future and achieve more than they ever thought was possible. The peace of mind that we are able to give to each client is what gets me excited to come to work every day.”

Lori Howard 
Wealth Advisor
36 Years in the Financial Service Industry

Lori joined Harbour Trust in March 2010 and brought with her over 20 years of trust experience. Lori is an honors graduate of International Business College. In addition, she as completed the ABA Securities Services Skills, the Robert H. Franke & Associates Relationship Workshop, Cannon Trust School l, ll and lll and has many academic achievements relating to specific trust educational training and customer service.

Lori is an active community volunteer within La Porte County, serves as a Salvation Army Advisary Board member. She enjoys spending time with her family and friends.


Larry Piotrowski, AWMA® 
Wealth Advisor 
14 Years in the Financial Service Industry

Larry is an honors graduate of Indiana Wesleyan University, where he earned a Bachelor of Science Degree in Business Management.

Larry achieved the designation of Accredited Wealth Management Advisor in 2021 and has also earned various investment and insurance-related certifications and licenses throughout his career. Larry entered the financial services industry in 2009 and has advised clients with their financial, investment, retirement, and legacy needs with JP Morgan Chase, PNC Bank/Investments, and Edward Jones Investments. "Entering the financial industry after 2008 provided me with an appreciation for an individualized portfolio approach. I believe in balancing my client's goals and comfort with risk with long-term, disciplined, asset allocation plans unique to each client. The needs and best interest of the clients I serve are paramount in developing meaningful, long-term relationships with them". Before moving to Indiana in 1995, Larry worked with The Little City foundation and The Cleabrook Center in Illinois, serving adults with disabilities, teaching vocational skills, and assisting them in attaining gainful and meaningful employment in the community. More recently, Larry has volunteered with the Kiwanis club, is an American Legion and VFW member, serves with the Hanna Lions Club, and is a board member of the Young People's Theatre Company/Holdcraft Players in Michigan City, IN and the 4th street Theater in Chesterton, IN. Larry and his wife, Dee, have two daughters. Larry and his wife are also avid supporters of the arts and have been active, on-stage and off, for many years in the various community theater groups throughout Northwest Indiana.

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As an independent Trust Company we have been granted a charter of operation from the Indiana Department of Financial Institutions...

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Our Location

1024 N Karwick Road
Michigan City, Indiana 46360
Business: 219.877.3500
Toll Free: 888.649.8969
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