Who We Are

The Harbour Trust Difference

 

The foundation of Harbour Trust is relationships. Over 20 years after its inception, our clients continue to be the focal point of our business. We help them achieve their financial goals by building strong and trusting individual partnerships.

As an independent Trust Company, Harbour Trust has enjoyed years of financial stability due to strong senior leadership. Our dedicated and experienced financial professionals combine their financial acuity, experience, and deep-seated sense of responsibility to manage each client's assets. 

Harbour Trust adheres to the most strenuous regulatory standards ensuring that our clients can rest assured that their assets are in good hands.

 

Relationship-Focused Expertise
Since 1997, our focus remains the same — to help our clients achieve their financial goals by building strong and trusting individual relationships with our clients.

Fully Vested in Client Success
Because we have no proprietary products, every financial decision we make serves one purpose — to exceed our clients' goals.

Dedicated and Experienced Financial Advisors
Our team combines financial acuity, expertise and sense of responsibility to manage each client's assets as if they were their own.

Results Driven
97% customer retention rate is a testament to our commitment to achieving results.

 

Our Story

 
Harbour Trust and Investment Management Company was founded in 1997 by Robert Rose and the late Leon Dargis. Their mission was to create a unique investment management company by developing close working relationships with their clients, which would give them an advantage over competitors. Rather than a boiler-plate approach, they got to know their clients on a personal level. Individual investment strategies were developed to help customers achieve financial goals specific to their clients, families, and businesses. The addition of Stephanie Oberlie, Brian Merrill, and Mike Hackett to the Executive Management Team has ensured that these sound principles will continue as the hallmark of the Harbour Trust business model.

“The relationship one builds with their financial professional is sacrosanct,” said Mike Hackett, Vice-President and Trust Officer. He continued, “It is based on confidence, reliability, mutual respect, and accessibility, coupled with thoughtful, measured investment strategies and account management. During uncertain times—and anytime—our clients know that if they have questions or concerns, they can reach their dedicated Harbour Trust advisor in a timely fashion. Sadly, in this day and age, people are used to being routed to call centers, often with long wait times. We don’t feel that’s any way to treat a valued client. Harbour Trust clients know their calls will be returned promptly by their personal advisor.”

When Rose and Dargis founded Harbour Trust, they thought they set their sights high, hoping one day to achieve $50 million in assets under management. “We have surpassed that goal many times over, currently managing more than $800 million in assets,” Hackett said. Our success stems from the guiding principles of our founders. The personal relationships that we establish, nurture, and maintain with our clients instills a high level of confidence, backed up by a 97% client retention rate.” 

President Stephanie Oberlie attributes the company’s high level of retention and referrals to client satisfaction. “Clearly, clients feel comfortable sending us their family members, friends, and neighbors. They know the people they refer will get the same deferential treatment they have come to value. Most important, they know that our dedicated team members are armed with the experience and knowledge required to help them achieve their goals.”

To help you prepare for the future, Harbour Trust professionals can assist with all aspects of financial planning by providing customized investment portfolios, and retirement, estate, and long-term care planning strategies. Learn what Harbour Trust can do for you by contacting them today.

 
 

The Harbour Trust Team

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Robert P. Rose • Chief Executive Officer & Chairman • 37 Years in the Financial Service Industry

“When people ask what I do, I tell them, that I'm in the relationship business. Building relationships with people is the most important thing to do. Becoming an invaluable part of a client's life is what I enjoy most about the Harbour Trust approach, and I can't think of anything more rewarding.”

A Notre Dame graduate, Bob began his career in June of 1983. Prior to joining Harbour Trust, he was employed by a bank subsidiary responsible for trust and investment management services. There he worked his way from Trust Investment Officer to Executive Vice President and Chief Administrative Officer.

Throughout his career, Mr. Rose has remained a dedicated student of his profession. He has completed courses through The American Institute of Banking, Northwestern University - National Trust School, The American Management Association - The Management Course, and Cannon Financial Institute - Personal Trust Advanced Administration.

Bob is a native of Northwest Indiana where he has invested in future generations as an instructor for Purdue University-North Central and The American Institute of Banking. He has volunteered his leadership skills to several local organizations in the Chicagoland area.

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Stephanie K. Oberlie • President & Chief Operating Officer • 26 Years in the Financial Service Industry

“Watching client relationships develop into a trusted partnership is truly rewarding. With this trust comes responsibility, and I’m proud to see our team’s commitment to delivering the highest level of service, reassuring our clients that their trust was well placed.”

Upon graduating from Ball State University in 1994, Stephanie began her career as a Personal Trust officer managing estates, trusts, investment accounts, retirement portfolios, and non-profit accounts. Stephanie is quite accomplished, completing Cannon Financial Institute’s Trust School and earning the Cannon Financial Institute’s Trust School and earning the Certified Trust and Financial Advisor designation from The Institute of Certified Bankers. She has expanded her scope of learning and education to include strategic planning and risk management.  Today, she is the President and Chief Operating Officer of Harbour Trust & Investment Management Company, overseeing the divisions of the company and working to execute strategic initiatives throughout the company.

Stephanie was born and raised in Michigan City and currently serves on several not-for-profit boards. As a young child, her family instilled in her the importance of giving back to your community by volunteering your time to affect change. As a result, this has become the cornerstone of her values. She currently serves as a board member of the Duneland Health Council Board, is a member of the Michigan City Salvation Army Advisory Board, and past chairperson of the Michigan City Chamber of Commerce Board of Directors. Stephanie is also a member of the Economic Development Corporation of Michigan City.  She is a member of the La Porte County Unity Foundation Gold Key Society and a past recipient of the Athena Award.

“Witnessing the development of client relationships grow into a trusted partnership is a truly rewarding experience. Joy comes from observing all of our employees committing and delivering service to maintain the level of trust our clients place in us.”

“Watching client relationships develop into a trusted partnership is truly rewarding. With this trust comes responsibility, and I’m proud to see our team’s commitment to delivering the highest level of service, reassuring our clients that their trust was well placed.”

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Brian C. Merrill • Senior Vice President & Chief Investment Officer • 25 Years in the Financial Service Industry

“One of my greatest joys is leading a team of trust and investment professionals, who strive to provide exceptional service and solutions that help our clients achieve their personal financial goals. Wealth management goals are very specific to each client. That is why we take the time to tailor each of our client’s portfolios to their individual needs.”

Brian was born and raised in Muncie, IN, where he received a BS in Finance from the Ball State University Honors College. He started his investment career in 1995 as a Portfolio Manager and Investment Officer, specializing in portfolio management of high-net-worth and retirement accounts.  He completed Cannon Financial Institute’s Investment Management School and passed the CFA level I examination. Brian joined Harbour Trust in 2008 as an Investment Officer and was promoted to CIO in 2013 and Senior Vice President in 2018. Brian manages the firm’s Investment Division and serves as Chairman of the Investment Committee, overseeing asset allocation strategy and individual asset selections for the firm. He also serves as the Chief Financial Officer and engages in strategic planning for the firm.  Brian is a past board member of the Stepping Stone Shelter for Women, where he served as Treasurer and Chairman of the Finance Committee. Brian, his wife Jennifer, and their 2 daughters reside in Michigan City.

“One of my greatest joys is leading a team of trust and investment professionals, who strive to provide exceptional service and solutions that help our clients achieve their personal financial goals. Wealth management goals are very specific to each client. That is why we take the time to tailor each of our client’s portfolios to their individual needs.”

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Michael K. Hackett • Senior Vice President & Director of Personal Trust & Marketing • 26 Years in the Financial Service Industry

“The best compliment I have ever received was in 2009 during the financial crisis when a client told me, ‘I don’t worry about my financial situation because I know that you are taking care of me.’ Giving clients that peace of mind is my greatest pleasure.”

After graduating from Ball State University in 1993, Mike began his career in the financial services industry. Prior to joining Harbour Trust in 2001, Mike spent eight years serving as a Personal Trust Administrator with JP Morgan Chase. There, he was responsible for both personal trust and employee benefit accounts.

Mike has successfully completed the Personal Trust School program through Cannon Financial Institute at the University of Notre Dame. He earned the designation of Certified Trust Financial Advisor in 1997 and has enthusiastically worked to maintain this designation, as well as expand his knowledge of financial planning and investment management. In an effort to further broaden his knowledge of the trust and investment field, in 2012 Mike successfully passed the CISP exam and became a Certified IRA Services Professional through the Institute of Certified Bankers.  He is the head of New Business Development at Harbour Trust and serves as head of the IRA Division.

Born and raised in Michigan City, Mike has two daughters and has served 3 terms as president of the Michigan City Rotary Club and as Rotary District 6540 Assistant District Governor. Mike is the acting board president for the Lubeznik Center for the Arts.

“The best compliment I have ever received was in 2009 during the financial crisis when a client told me, ‘I don’t worry about my financial situation because I know that you are taking care of me.’ Giving clients that peace of mind is my greatest pleasure.”

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Cristina Clagg • Vice President, Director of Trust Operations & Support Services • 10 Years in the Financial Service Industry

"Stay true to yourself yet always be willing to learn."

Cristina is a graduate of Purdue North Central with a Bachelor's Degree focused in accounting and organizational leadership. She brings to Harbour Trust eight years of experience in Custodial Operations, Management and Customer Service from Northern Trust in Chicago. Cristina was born in Pekin, Illinois but has called La Porte County her home for over 35 years. In her free time, Cristina cherishes time with her family and friends as well as gardening, making art and volunteering for her church. Cristina is thrilled to be a part of the Harbour Trust family.

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Susan H. Wright • Vice President, Director of Tax and Internal Audit • 19 Years in the Financial Service Industry

"I joined Harbour Trust in 2002, bringing skill in operations and supervision developed during many years in the field of retail management."

Susan is a graduate of Valparaiso University where she earned a B.S. Degree in Business Administration. In addition, she studied and worked in the tax field and she utilizes this knowledge in performing the role of tax coordinator. Susan served for many years as the Manager of Trust Operations and now oversees the company's Tax and Internal Audit division.

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Martha Wargo Oprea • Vice President & Chief Compliance Officer • 35 Years in the Financial Service Industry

Martha Wargo Oprea has been in the trust and investing business for over 35 years. She was a trust officer for 16 years with a large regional bank and then was the trust and investment compliance manager for 19 years with an Indiana state-chartered bank.

Martha is the Chief Compliance Officer of Harbour Trust & Investment Management Company, overseeing issues related to risk management and compliance throughout the company.

Martha attended Saint Mary’s College, Notre Dame and Indiana University, graduating with a Bachelor’s Degree. She also completed Cannon Financial Institute’s Personal Trust School and Corporate Trust School earning both a Certified Corporate Trust Specialist and Certified Trust and Financial Advisor designation from the Institute of Certified Bankers.  She is also a member of the Fiduciary and Investment Risk Association. 

Martha was born in South Bend Indiana, where she resides with her husband today. She has been a long-time volunteer for the Women’s Care Center and the South Bend Center for the Homeless. She is past president of the board of directors for the Alcohol and Addictions Resource Center and president of the Kiwanis Club of Mishawaka and the American Institute of Banking-South Bend.  Her passion is for supporting and mentoring women and mothers, in particular, so she also spends time mentoring young women who are looking for a way to be better caregivers and community contributors.

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Lori Howard • Trust Officer • 33 Years in the Financial Service Industry

"Relationships are built on trust, compassion, and responsiveness - these are the cornerstone attributes I offer my clients. I take the most pride in the relationships that I have developed with my long-term clients, following closely along with them in their life journey and offering my 25+ years of Trust and Investment expertise along the way. My success is measured in their success and satisfaction."

Lori joined Harbour Trust in March 2010 and brought with her over 20 years of trust experience. Lori is an honors graduate of International Business College. In addition, she as completed the ABA Securities Services Skills, the Robert H. Franke & Associates Relationship Workshop, Cannon Trust School l, ll and lll and has many academic achievements relating to specific trust educational training and customer service.

Lori is an active community volunteer within La Porte and Porter counties and she enjoys spending time with her family and friends.

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Nathan Cobbs • Trust Officer • 18 Years in the Financial Service Industry

“At Harbour Trust, everything begins and ends with the client. I have found tremendous satisfaction in helping clients plan for their future and achieve more than they ever thought was possible. The peace of mind that we are able to give to each client is what gets me excited to come to work every day.”

Nate is President of the Chesterton Town Council, a member of the Chesterton Plan Commission, and serves on the Board of Directors for Jacob’s Ladder Pediatric Rehab. He has served Rotary for over a decade and is currently Assistant District Governor within our region and is also past President of the Chesterton-Porter Rotary Club. He was a finance committee member and Director for the Purdue Alumni Association for many years. Nate was honored in The Times of Northwest Indiana’s 2019 “20 Under 40” class. This prestigious award is presented to young professionals who impact their community and have become key business leaders contributing to the development and growth of Northwest Indiana

He was born and raised in Porter County. Nate and his wife, Karen, have a daughter and son. They are co-authors of “Rosie Posie has Super Senses” and founded Rosie Posie Books to assist children and families with special needs. Their cheerful picture book is based on his daughter’s sensory extremes with Autism during the early years and provides coping techniques to improve quality of life. In his spare time, Nathan enjoys spending time with his family, watching sports, and studying the stock market.

“At Harbour Trust, everything begins and ends with the client. I have found tremendous satisfaction in helping clients plan for their future and achieve more than they ever thought was possible. The peace of mind that we are able to give to each client is what gets me excited to come to work every day.”

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Julie A. Corbett • Trust Administrator • 32 Years in the Financial Service Industry

“As a life-long resident of the community, I am proud to be associated with a locally established company that provides a brand of personal care and commitment to our clients. Our unwavering commitment to such a high level of service & care is a direct correlation to our success and has forged deep bonds between Harbour Trust and our clients.”

Julie graduated from Purdue University with a Bachelor’s Degree in History and Political Science. After being hired by the largest law firm in La Porte County, she attended I.U.S.B. for 2 years earning her paralegal certification. Julie continued to work as a paralegal for over 25 years specializing in the administration of estates and trusts. Julie was born and raised in Michigan City and lives in Michiana Shores.

“As a life-long resident of the community, I am proud to be associated with a locally established company that provides a brand of personal care and commitment to our clients. Our unwavering commitment to such a high level of service & care is a direct correlation to our success and has forged deep bonds between Harbour Trust and our clients.”

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Dayna Pedzinski • Trust Tax Officer & Operations Manager • 2 Years in the Financial Service Industry

“I am proud to be working for a well-established Investment Management Company that begins and ends with clients.”

Dayna is a native of Michigan City and a 2015 graduate from Michigan City High School. Dayna went on to Indiana University where she received her Bachelor's Degree in Financial Management. At IU, Dayna was very involved; participating in the Little 500, volunteering at the local soup kitchen, and working part time. Upon graduation, Dayna returned back to Michigan City and began her career at Harbour Trust as a Management Trainee. Through this program she gained knowledge and skills in each department of the company. Landing in the Operations Department as a Trust Tax Officer & Operations Manager.

Outside of work, Dayna enjoys spending time outdoors going for walks and bike riding around town with her husband, Anthony.

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Matt Noll • Portfolio Manager & CFA Charterholder • 16 Years in the Financial Service Industry

“It is very gratifying to be part of the Harbour Trust & Investment Management Team. Every day I have the opportunity to work with people who are focused on the success of our clients and the success of each other."

Matt Noll joined the Harbour Trust Investment Team in 2013. Matt graduated from Indiana University’s Kelley School of Business, and is a CFA Charterholder. Prior to joining Harbour Trust, Matt worked in retail investment brokerage in Indianapolis and Chicago. Matt was born and raised in LaPorte and currently lives in LaPorte with his wife and two daughters.

 

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Jack Bobillo • Investment Officer • 4 Years in the Financial Service Industry

Jack joined the team at Harbour Trust & Investment Management Company in the spring of 2016 and works as an Investment Officer within the Investment Department. He loves working at Harbour Trust with people that truly care about their clients and the community where he grew up.

Jack grew up in Long Beach. He went on to play baseball in college at both Kalamazoo Valley Community College and Chicago State University. He graduated in 2012 with a Bachelor's Degree in Sports Management.
After college, Jack pursued his dream of playing professional baseball for the Trois-Rivieres Aigles in the Can-Am Independent League.

When he is not working, Jack enjoys golfing and spending time with friends and family. He loves living and working in Michigan City and looks forward to a future in the place he has always called home.

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Sharon Ziething • Financial Officer • 14 Years in the Financial Service Industry

“A graduate of UCLA, Sharon has had financial and management experience early in her career in the entertainment industry."

For the past 10 years she gained experience in the banking industry in operations, finance and corporate administration. Sharon joined Harbour Trust in 2016 as administrative support and is currently support for corporate and board reporting. Sharon resides in Michigan City and enjoys family, friends, faith, games, and the great outdoors in her free time.

 

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Susan Kelly • Executive Assistant • 14 Years in the Financial Service Industry

Sue brings 18 years of experience working in a highly regulated and confidential environment in the field of Human Resources Management.

Sue joined Harbour Trust Company in 2006 and provides direct corporate and administrative support to Bob Rose, Chairman and CEO in serving the special needs of his clients.

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Deborah Merrill • Executive Assistant • 24 Years in the Financial Service Industry

Debbie joined Harbour Trust in 2007 with 12 years of banking experience in both customer service and operations.

Debbie enjoys many hobbies in her free time.

 

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Christina Trusty • Operations & IRA Specialist • 17 Years in the Financial Service Industry

Chris Trusty earned a BLS in Accounting from Purdue University and has earned her Certified IRA Services Specialist designation in 2018.

Chris has been with Harbour Trust Company since 2008. She came to Harbour Trust with over 5 years of banking experience with emphasis on Individual Retirement Accounts (IRA), Employee Benefit Plans, and customer service. She has attended several training seminars through Community Bankers Association as was as Bankers Systems. Chris is a lifelong resident of Northern Indiana and is an active member of her community. She enjoys spending her free time with her family.

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Joanne Davis • Customer Support Specialist • 1 Year in the Financial Service Industry

Joanne joined Harbour Trust in 2020 with many years of managing an organization.

Joanne enjoys many hobbies in her free time.

 

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Tyler Woodrick • IT Manager • 3 Years in the Financial Service Industry

"I want to use my technical expertise in Information Technology to help sustain Harbour Trust's outstanding client-relationships. I want to cross any technological barriers that prevent us from delivering excellent service to our clients."

Tyler was born and raised local to the area. He graduated from Purdue University North Central with a bachelors degree in Information Technology in 2016 and has worked in the field ever since. Tyler started his IT career working in the healthcare industry. After gaining experience, he decided to pursue his interest in wealth management and investments. He strives to deliver a comfortable IT experience for Harbour Trust as well as our clients.

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Security

As an independent Trust Company we have been granted a charter of operation from the Indiana Department of Financial Institutions...

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Our Location

1024 N Karwick Road
Michigan City, Indiana 46360
Business: 219.877.3500
Toll Free: 888.649.8969
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